Payment Solutions > Check Guarantee Services

Check Guarantee Services

Payment Solutions is the nation's leading check guarantee service company

In 1983 Payment Solutions developed a unique and fundamentally different concept for check guarantee. After more than 27 years, no other company has successfully duplicated our check guarantee service.

We have the only offline check guarantee service available to all types of businesses. After extensive examination of traditional check guarantee programs we found that databases based on check writer's history were error prone, expensive to maintain, and not always relevant to current business practices. Payment Solutions eliminates the database completely, relying instead upon historical analysis of your specific business. Rather than charging fees based on overall check volume, Payment Solutions only charges fees on actual check returns. This allows our check guarantee services to be simple to use and lower in cost than other check guarantee companies. Give us a call today to learn more about are program.

We have specialized services

Different types of businesses have unique challenges when it comes to accepting checks. We have developed check guarantee programs that are specialized to meet the needs of our clients. Payment Solutions works with our clients by analyzing their business and providing solutions to their bad check problems.

The key advantages of our check guarantee services:

  • Guaranteed payment on bad checks
  • All checks are automatically eligible for guarantee
  • No time wasted on authorizations, check readers, terminals, or phone calls
  • Customers are served quickly and transparently
  • Eliminate uncomfortable check decline situations
  • Simple and consistent check acceptance procedures for all staff members
  • No equipment to purchase or lease, no phone lines or internet connections to setup
  • Dedicated account manager to provide exceptional customer service

The best customer services in the industry

Payment Solutions believes in the importance of quality customer service. We are dedicated to providing the best possible service for our customers. Our clients get a dedicated account manager along with direct access. With each call expect friendly and professional assistance.

Frequently asked questions

What is check guarantee?

Check guarantee provides protection against bad checks by reimbursing the merchant for their check returns.

Why do I need check guarantee?

Businesses need it if they are experiencing uncollected checks that they are not able to recover. Our program provides payment for the face value of these checks to save money and increase cash flow.

How can check guarantee help my business?

Payment flexibility in accepting checks gives your customers more payment options. This in turn allows your business to maximize their sales potential and minimize the risk of taking checks.

How is Payment Solutions different than most check guarantee companies?

There are two major differences.

Simplicity - Payment Solutions does not require a check authorization system. This simplifies the check guarantee process for your customers and your employees.

Savings - Payment Solutions fees are based on check returns. Since most check guarantee companies charge fees on your overall check volume, this pricing is designed to save you money and minimize your check guarantee cost.

What kind of equipment is needed?

No equipment is necessary! There are no machines or terminals needed to guarantee a check with our program.

How much does it cost?

Payment Solutions has a simple and cost effective solution to fit your organization’s needs. Please call us at (800) 736-2435 extension 3 to learn more.